HOME INSURANCE

Moving House

Buying a new home can be stressful! Let us make it easier for you, call or contact our office today!

509-619-0936

What should I know about homeowners insurance?

 A homeowners insurance policy differs by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

When purchasing a home we will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the homeowners insurance coverage that gives you the best value for the best price in Oregon and Washington!

Your Washington/Oregon home insurance policy is most often made up of the specific options you choose. How much you’ll pay for your policy depends on:

  • Coverages you select – Often home owner insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy.

  • How much you want to cover – Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.

  • Where you set your limits – You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

Worried you aren’t completely covered?

 

Consider an umbrella insurance policy that extends your coverage even further.